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Memphis & West Tennessee

Bankable in talent. Not yet on paper.

Talents & Trust Capital finds, invests in and walks alongside entrepreneurs who have been overlooked, so what is inside them can grow.

How We Invest

There’s no application. It starts with a conversation.

Most founders meet us through one of our partners. Here’s where to begin.

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our approach

Capital with commitment.

We don’t just write checks. We make a commitment to the entrepreneurs we back. Every investment comes with mentorship, accountability and a network built to help you win.

Capital

Working capital structured to fit your business, with fair terms and clear expectations from day one.

Coaching

Regular time with a coach who knows business and knows you, focused on the goals you set.

Network

Introductions to people who can open doors: customers, advisors and partners.

Accountability

Clear, honest check-ins. We keep an open account together of what’s working and what isn’t.

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How we work

Mercy in our posture. Rigor in our process.

We won’t treat this like a charity. We won’t treat it like a bank. We invest in people and plans together, and we stay in it with you.

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For entrepreneurs

You’ve built something real. Let’s grow it.

Many business owners are rich in ability but thin in access. We provide capital, but we also provide guidance, structure and a relationship rooted in truth.

You run a service business with paying customers.
You’re in Memphis or West Tennessee.
You’ve been turned down by banks, or offered only expensive money.
You’re open to coaching, accountability and honest talk.
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Where to start

Start with one of our partners.

The best first step is to connect with one of the organizations below. They’ll get to know you and your business, and they may be able to offer support or funding directly. When the fit is right, they introduce you to us.

The Big We

A free 20-week accelerator that helps Memphis neighbors build co-owned businesses.

Visit their site
StartCo

Strategy and programs that build Memphis’s economy around its entrepreneurs.

Visit their site
Epicenter

Programs that help Memphis and Delta founders develop, launch and grow their ventures.

Visit their site
Choose901 Alumni

Mentorship, jobs and leadership training that keep young Memphis talent in Memphis.

Visit their site
Binghampton Business Academy

A 10-week program that equips faith-driven entrepreneurs to plan, start and grow a business.

Visit their site
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About

Why we started.

We kept meeting business owners in Memphis who were good at what they did and trusted by their customers, but shut out of fair capital. We believe what’s been entrusted to us is meant to be multiplied, and that the right investment in the right person changes everything.

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Our values

Five values we live by

01
Talent Is Everywhere, Opportunity Is Not

We believe brilliance has no zip code, background, or pedigree. Our job is to find talent, build trust, and fuel their passion.

02

Capital With Commitment

We don’t just write checks, we make a commitment to the entrepreneurs. We give what we have been given.

03

Stewardship Is Success

Everything entrusted to us is something to be managed wisely and deployed for a greater purpose, not simply personal gain.

04

Trust Is the Foundation

We invest in people before products, character before credentials, and relationships before returns.

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Legacy Over Liquidity

We measure success not just in exits and returns, but in transformed lives, thriving businesses, and communities filled with opportunity.

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Our team

The people behind the fund.

Operators, coaches and investors who believe in Memphis.

Matt Brennan
Partner

Matt founded SubSplit Services Group and has led service businesses as CEO, CFO and COO.

Drew Oliver
Partner

Drew is a CPA and former CFO and COO who has launched ventures and integrated acquisitions.

Torres
Director

Torres leads Talents & Trust, bringing years of coaching Memphis CEOs as former Chair of C12 Memphis.

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